✅ STEP 1: Face the Truth

You work hard and make decent money. But most of it stays trapped in the business, goes to taxes, or disappears into bad advice.

• If your body gave out tomorrow, would your family be okay?
• Is your money actually growing outside your business?
• Do you have any plan that works if you don’t sell the business or wait until you're 65?

If you answer no to any of these questions, it’s time to take action.

💡 First step to fixing a problem is admitting it exists — this is your gut-check moment.

✅ STEP 2: Build Wealth Outside the Business

Don’t put all your eggs in one rusty old toolbelt.

• Commit to consistently pulling money out of the business each month.
• Even $1,000/month (or $12K/year) can grow into 6–7 figures with the right system.
• Your business should fund your wealth—not be your wealth.

💡 Your business is the engine — but you still need a garage to store the wealth it creates.

✅ STEP 3: Use the Right Vehicle

Most retirement plans weren’t built for business owners. They're built for employees who plan to die at their desk.

• High-Cash-Value Indexed Universal Life Insurance (IUL)
• Grows tax-free
• Protected from lawsuits and market crashes
• Accessible before age 59½
• Pays you if you live too long, die too soon, or get sick in between

💡 Picking the wrong vehicle is like showing up to a jobsite with the wrong tools — this one’s made for your line of work.

✅ STEP 4: Protect Your Downside

As a business owner, you are your own safety net. Time to reinforce it.

• Living Benefits: Access money while you’re alive.
• Death Benefit: Legacy for your family if something happens to you.
• Tax-Free Retirement Income: Use the policy as your own financial safety net.

💡 Think of this as your “just in case” plan — because life rarely follows the blueprint.

✅ STEP 5: Put It on Autopilot

Once it's set up, the system does the heavy lifting.

• Set up automatic monthly contributions
• Let the cash value grow tax-free
• Borrow when needed—for trucks, taxes, emergencies, or opportunity
• Retire with liquidity, control, and peace of mind

💡 Automation keeps you consistent — and consistency builds wealth.

✅ STEP 6: Diversify for Stability

Don’t put all your eggs in one basket—even if it’s a good one.

• Use multiple financial tools to spread risk and maximize growth.
• Combine your Good Ol’ Boy system with other investments suited to your goals.
• Stay flexible and ready to adapt as your business and life evolve.

💡 The more legs your table has, the harder it is to knock over.